Taxation You may avoid taxation but not evade it. Tax can drag down the performance of savings and investments and we can advise you how best to make your money work harder by making best use of incentives, tax reliefs, tax allowances and tax strategies using schemes in combination. The taxes encountered may range among: • Income Tax; • Capital Gains Tax; • Income tax on bank and building society interest, dividends from shares and rents from any investment properties you own; • Stamp Duty; • Corporation Tax; • Inheritance Tax. Among the methods we use to provide tax-efficient investments dependent on your attitude to risk are: • National Savings Certificates; • High interest deposit accounts (if non-tax payer); • Gilts; • Individual Savings Accounts; • Personal Pension Plans; • Self Invested Personal Pensions; • Venture Capital Trusts; • Enterprise Investment Schemes; • Investment Bonds; • Offshore Investment Bonds; • Unit Trusts; • Use of allowances and reliefs; • Formation of companies to buy goodwill on income from private practice. Trusts can be valuable in inheritance tax planning and protecting fees for secondary and higher education. They can also be used to great effect in making provision for older age by taking a drawdown from investment bonds which is untaxed. Ask us to call you back here to talk about legitimate ways to mitigate the tax burden for both you and your family and to make your money work harder for you.